Personal grants are available to help you meet your financial needs when you are in most need of money


 

Personal grants are usually given to small businesses, nonprofits, universities, research labs, etc. However, it is still possible for individuals to get personal grants for specific purposes, such as a work initiative, pursuing education, and meeting emergency medical needs. The free money, provided by government and private entities, can be very helpful in many situations when extra money is needed. Moreover, you do not incur any debt as this is free money given as a gift, and you are not required to repay it provided the money is used for the intended purposes.   

Personal grants aren’t as specialized as business grants, education grants, or research grants. They cover much more ground, and are available literally for any purpose to low-income eligible applicants. Some of the purposes for which personal grants are available include the below ones:  

  • Public transportation  

  • School supplies  

  • Fuel  

  • Home repairs/renovations  

  • Education and training  

  • Caretaking/personal assistance  

  • Community improvement  

  • Medical bills  

  • Healthcare   

  • Disability assistance  

  • Real estate taxes  

  • Disaster relief   

  • New vehicles  

  • Mortgage, rent, and utilities  

  • Living assistance  

  • Social security   

  • Insurance  

  • New home  

Depending on your needs and wants, applying for personal grants can provide a fresh start, alleviate stress, and improve circumstances.  Some grants are designed to help people with consumer spending, like children’s clothes and school supplies. The Low Income Home Energy Assistance Program provides money to cover heating and cooling costs. Grants issued by states get funding money from the Department of Health and Human Services (HHS). Supplemental Nutrition Assistance Program (SNAP) is for families who meet income requirements for personal grants in their state. If approved, families receive benefits each month through electronic benefits transfer (EBT).  

Grants offered by government agencies  

In Nevada, prospective homeowners can qualify for $1500 downpayment assistance that is forgivable after 3 years in the home. The program is available for families of four members with an income of up to $90,000. Program for Investors in Microentrepreneurs (PRIME) by the US Small Business Administration (SBA) offers federal grants to microenterprise development organizations. Your local Small Business Development Center (SBDC) can help you connect with small business grants and personal grant opportunities. Students enrolled in higher education institutions can apply for personal grants by fulfilling the FAFSA form from their institution.   

Whether you are a student who needs support for their education, or you are someone in need of debt relief, personal grants can help you with your livelihood. Some grants are specific for specific situations, Grants.gov is the largest source of federally provided personal grants and other grants. Look for the Synopsis portion of the grant detail, where you will find details about the grant opportunity, like the number of people in the household, ethnicity, yearly earnings, and more.   

Get access to other grant opportunities   

You can get more information on personal grants, and other grant opportunities, such as startup grants, home grants, minority grants, women’s grants, and more, by visiting GovernmentGrants.us. For this, you will have to pay a monthly membership fee of just $29.95, which is refundable in case your grant application is rejected. The website can also help you with grant application writing.   

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