GovernmentGrants

Most federal grants are given to charities, nonprofits, and community workers, but there is no dearth of government grants for individuals that can be used for a variety of personal uses. The best part is that since it’s grant money, you are not required to repay it. Federal and state governments, and also some private entities give grants of varying amounts, ranging from a few hundred dollars to hundreds of thousands of dollars. However, remember that personal grants are not benefit programs. While benefit programs are designed to help people with their food, shelter, and medical care, personal grants are given to boost a person’s chance of being an educated and productive member of the society, that helps the economy and the family at the same time .         Though most government grants for individuals are for low-income individuals with demonstrated financial need; there are many that are available to anyone irrespective of their financial need. TEA...

Government housing grants are offered by the US Department of Housing and Urban Development (HUD), and many other government agencies and entities. Block grants by HUD provide flexible resources to help fund affordable rental and homeownership activities, and neighborhood revitalization. HOME Investment Partnership Program, or simply HOME, is a federal government housing grant administered by the  HUD, and distributed approximately $1 billion annually to states and participating localities. The program comes with a matching requirement under which receiving communities must match every dollar of HOME funds with 25 cents of local resources. This government housing grant is usually given to households with incomes below 60 percent of the Area Median Income (AMI) .       Grants are also available for  purchasing  in senior-citizen communities, mobile or manufactured home parks, apartment buildings, or recreational vehicle parks.  ...